ABOUT US

Since 2020, Pliant has been on a mission to rethink credit cards and empower companies to grow by providing a smart way to pay that scale with their business. With our app and API-based solutions, Pliant allows companies to issue physical and virtual credit cards, automate payment processes, track spending, and seamlessly integrate these data into their finance stack.

Pliant is growing quickly. With our expansion into 30 international markets, we believe that people, passion, and diversity are the key ingredients to our future success. Our growing team of 200+ Plianteers come from 35 nationalities and work remotely or in a hybrid environment from our headquarters in the heart of Berlin. And we’re looking for more talented and committed people to join us on our journey!

Want to learn more ? Who are Pliant

ABOUT THE ROLE

🛡️ Are you an experienced AML/transaction monitoring professional who thrives in fast-paced fintech environments and is ready to take on a senior-level role in scaling transaction surveillance globally?

🚀 As we continue expanding across Europe and prepare for our US launch, we’re hiring a Senior Transaction Monitoring Specialist (m/f/d) to lead complex investigations, optimize AML alert workflows, and support compliance strategy from the front lines of our card and payments business.

This role will be based in Berlin, where we have a hybrid work policy based in our HQ.

WHAT YOU’LL DO

🔍 Lead Transaction Monitoring & Complex Case Handling

• Review, investigate, and disposition high-priority AML alerts and complex transaction patterns involving cross-border payments, high-risk industries, or advanced typologies (e.g., layering, funnel accounts).
• Own escalations involving PEPs, sanctioned parties, or repeat suspicious activity and prepare case packages for STR/SAR filing.
• Collaborate with Compliance to enhance red flag coverage, identify typology gaps, and support regulatory reporting as needed.
  
  

📈 Improve Monitoring Logic & Risk Coverage

• Analyze performance of current monitoring rules and thresholds, identify false positives/negatives, and propose data-driven tuning strategies.
• Leverage our dashboards to drive support our decisioning and build risk insights.
• Support development of new typology detection logic in partnership with Product, Operations and Data teams.
  
  

🤝 Strategic Collaboration & Cross-Functional Influence

• Act as a key liaison between Operations, Compliance, Product, and Engineering teams to align AML surveillance practices with evolving product features and regulatory obligations.
• Contribute to the design of scalable alert handling workflows and tooling improvements to increase review efficiency and reduce risk.
• Assist with audits, internal reviews, and regulatory exams by preparing documentation and subject matter guidance.
  
  

🧠 Knowledge Sharing & Mentoring

• Mentor junior analysts on best practices in transaction monitoring, escalation standards, and investigative techniques.
• Help shape training materials and documentation to support a growing global monitoring team.

WHAT YOU’LL BRING

• 5+ years of experience in AML transaction monitoring, investigations, or compliance analytics — preferably in fintech, card issuing, or high-risk payment environments.
  
• In-depth knowledge of AML laws and regulations (e.g. AMLD5/6, BaFin, FCA, FinCEN/BSA), including typologies and risk frameworks.
  
• Proven ability to assess complex transaction flows and identify red flags related to money laundering, terrorist financing, or financial crime.
  
• Hands-on experience with transaction monitoring tools, case management systems, and data analysis (SQL required; Python is a plus).
  
• Strategic mindset with strong analytical skills and comfort working in fast-paced, cross-functional environments.
  
• Excellent written and verbal communication skills in English, including ability to explain complex cases to technical and non-technical audiences.
  
• Comfort working in a fast-paced environment with high attention to detail and operational discipline.
  
  

✨ Not ticking every box? Don’t worry — if you’re excited about the role and have relevant experience in AML, compliance, or financial operations, we’d still love to hear from you. We value potential and learning as much as a perfect match.

WHAT WE OFFER

• A senior role with real impact in scaling our AML defense and monitoring infrastructure globally.
• The opportunity to work in a growing team with big responsibilities that thrives on a strong exchange of knowledge and excellence
• Attractive remuneration
• Your choice of preferred OS, Windows or Mac
• Flat hierarchy and transparent communication in a relaxed, professional atmosphere
• Opportunity to develop your talent in a dynamic team with ambitious goals
• Monthly mobility benefit
• Wellhub Membership
• Company card with a monthly allowance for lunches, coffee, etc. with co-workers